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In fact, YNAB is really more about following a method of budgeting rather than using great software (and great it is). The software itself is brilliant, but the real power of YNAB 4 comes from the budgeting methodology that it’s built around. Sure, there are shinier applications (Mint) and more complex applications (Quicken)–even a lot of free options–but you’ll be hard pressed to find an application that dials into the “necessities” of personal finance and gets the job done as quickly as YNAB does. Of all the applications I’ve reviewed, YNAB 4 is by far the most effective program to help you get out of debt, save more money, and take complete control of your finances. With many finance applications on the market trying to be all things to all people, YNAB 4 does one thing: budgeting – and it does it amazingly well. You Need a Budget does a fantastic job of helping you manage your cash flow by focusing on what I consider the base of any financially sound household: the budget. Most notable may be Cloud Sync, which automagically syncs your budget data across all your computers and mobile devices.
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With this latest version comes a myriad of improvements. The review below will walk you through both the budgeting model behind YNAB as well as the software itself. The software is great, the methodology is proven, and its user reviews are off-the-charts positive. It uses the very effective “envelope” budgeting model and even goes quite a few steps further (which I’ll explain below).
YNAB 4 VS YNAB FOR ANDROID
The YNAB suite of software programs includes a desktop version (for both Windows and Mac) as well as mobile apps for Android and iPhone/iPod devices.
YNAB 4 VS YNAB HOW TO
I Couldn't find how to force specific account types through QIF import in GnuCash.YNAB 4 is the latest version of the very popular and extremely effective budgeting software known as You Need a Budget. Control the type of the created accounts in GnuCash.A file named ynab.qif should appear inside the Export folder.Locate the export folder and run the tool with the folder path as an argument, for example: sbt "run C:\Users\usera\Dropbox\YNAB\Exports".Uncheck "Export current register view only" and click Export to QIF While in "All Accounts" register view in YNAB 4, go to File -> Export.Since everything is translated into accounts in GnuCash, having a YNAB Payee called "Presents" and a category called "Presents" will mess things up. Ensure there is no clash between Account & Payees & Categories names in YNAB.YNAB account names should not contain invalid filename characters (such as '"', '?'.Split transcations that contain payee or transfers or expense with positive value (income) are not supported. Due to the way YNAB 4 exports to QIF, split transcations are supported if they contain expense sub-transcations only.This tool does the manipulations and fixes the aforementioned issues. YNAB exports each account into its own QIF, making the import process inconvenient if there are many accounts.Naming is not always correct or consistent, for example transfer to account X is named Transfer: X instead of just X.
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Transfers appear twice in the exported QIFs (once for each account).GnuCash expects all accounts to be placed in the category QIF transaction item ("L"), but YNAB places transfers & payees in the payee QIF transaction item ("P").YNAB Account names are missing from its exported QIFs.While YNAB 4 has QIF export and GnuCash has QIF import, migrating your YNAB data to GnuCash is impossible without having to perform some QIF manipulations.